Standard & Poor’s (S&P) Insurer Financial Strength Rating: A (Strong) is a current opinion of the financial security characteristics of Kansas City Life Insurance Company with respect to its ability to pay under its insurance policies and contracts in accordance with its terms. S&P’s ratings range from AAA (Extremely Strong) to CC (Extremely Weak).

Rating is based on Kansas City Life Insurance Company's relative financial strength and operation performance. According to Best, "A (Excellent) is assigned to companies which, in our opinion, have demonstrated excellent overall performance when compared to the standards established by A.M. Best Company. A (Excellent) companies have a strong ability to meet their obligations to Policyowners over a long period of time." The 15 Best ratings range from A++ (Superior) to F (In Liquidation).